Montenegro 2025: Residency via Real Estate
With its growing international appeal, Montenegro is now one of Europe’s most accessible countries for property investors seeking legal residency. In 2025, foreigners can obtain a Temporary Residence Permit by purchasing real estate — making this one of the most straightforward investment visa options in the Balkans.
1. Why Choose Montenegro for Residency by Investment?
Affordable Real Estate: Property prices in coastal towns like Bar, Ulcinj, and Herceg Novi remain below the EU average.
Strategic Location: Easy access to Western Europe, the Balkans, and the Mediterranean.
Residency Without EU Entry Barriers: Montenegro is outside the Schengen Zone, offering flexible visa-free travel options.
Simple Bureaucracy: The process is faster and less complicated compared to other European programs.
2. Residency Requirements Through Real Estate in 2025
To qualify for residency, foreign nationals must:
Purchase a residential property in Montenegro (no minimum price threshold)
Hold a valid passport
Provide proof of sufficient income or savings
Have health insurance covering their stay
Pass a basic background check
3. How Long Is the Residency Valid?
Temporary Residence Permit: Valid for up to 12 months, renewable annually as long as you retain ownership of the property.
After 5 years, you may apply for permanent residency if other conditions are met.
4. Best Cities for Investment-Based Residency
Bar – Affordable & Growing
Properties from €1,500/m², low cost of living, and great infrastructure.
Tivat – Luxury Coastal Access
High-end apartments from €3,500/m², near Porto Montenegro and Tivat Airport.
Herceg Novi – Scenic Bay Living
Beautiful bay views, health facilities, and competitive pricing from €1,800/m².
Ulcinj – Budget-Friendly Entry Point
Lowest prices on the coast, from €1,400/m², with excellent potential for growth.
5. Required Documents
Title deed of purchased property (verified by a notary)
Proof of funds or bank statement
Health insurance certificate
Criminal background check (home country)
Valid passport and recent photos
Note: The property must be classified as residential — commercial property does not qualify.
6. Why Work with Boka Real Estate?
Navigating legal processes in a foreign country can be complex. Boka Real Estate offers full support to help you:
Find the best real estate deals that qualify for residency
Connect with notaries and legal experts
Submit and track your residency application
Understand property taxes, maintenance, and ownership rights
Contact Boka Real Estate Today
For hands-on help securing your residency and investment property in Montenegro, contact Boka Real Estate at +38266195383 or visit bokarealestate.me.
Turn your property purchase into your pathway to Montenegrin residency with Boka Real Estate — your trusted partner in 2025.
