Foreigners Buying Property in Montenegro 2025
Montenegro continues to be one of the most attractive real estate destinations in Europe for foreign buyers. With no citizenship restrictions and a streamlined legal process, investing in property here is both accessible and rewarding. This 2025 guide explains everything foreigners need to know about buying real estate in Montenegro, including legal rights, taxes, and visa options.
1. Can Foreigners Legally Buy Property in Montenegro?
Yes — foreigners can legally buy property in Montenegro under the same terms as Montenegrin citizens. There are no nationality restrictions, and foreign nationals can purchase:
Residential apartments and houses
Land for development (in most zones)
Existing villas and holiday homes
Note: Agricultural and forest land may require forming a local company for acquisition.
2. What Types of Property Can You Buy?
Apartments and villas in coastal towns (Bar, Tivat, Herceg Novi, Budva)
New developments and off-plan investments
Land parcels for private or investment use
Boka Real Estate can help you find vetted, high-potential listings suitable for foreign buyers.
3. Is a Visa or Residency Required to Buy Property?
No, you do not need a visa or residence permit to purchase property in Montenegro. However, buying real estate can qualify you for a Temporary Residence Permit, which allows you to:
Stay in Montenegro year-round
Open a local bank account
Access local services and utilities
4. Taxes & Fees for Foreign Buyers in 2025
Property Transfer Tax (Resale): 3%
VAT (New Builds): 21% if buying from a developer
Notary & Legal Fees: Approximately 1–2% of property value
Boka Real Estate provides transparent estimates and connects you with trusted legal professionals to handle paperwork.
5. Best Cities for Foreign Buyers
Bar – Coastal town with affordable prices from €1,500/m² and good infrastructure.
Tivat – Luxury waterfront living with prices from €3,500/m².
Herceg Novi – Bay views and a relaxed lifestyle from €1,800/m².
Ulcinj – Budget-friendly entry into the coastal market from €1,400/m².
6. How to Get a Residence Permit Through Property Ownership
Requirements Include:
Ownership of residential property
Proof of sufficient income or pension
Health insurance coverage
Clean criminal record
Permits are valid for 12 months and renewable annually. After 5 years, you can apply for permanent residency.
Need help with the process? Contact Boka Real Estate at +38266195383 or visit bokarealestate.me.
7. Why Work with Boka Real Estate
Boka Real Estate provides full-service support for foreign buyers:
Exclusive access to investment-ready listings
Legal and tax guidance
Assistance with residency permits and relocation
Contact Boka Real Estate Today
Call +38266195383 or visit bokarealestate.me for personalized advice on buying property in Montenegro.
Buy confidently and legally in Montenegro with Boka Real Estate — your trusted partner in 2025.
