Montenegro 2025: Digital Nomad Visa & Property
With its beautiful Adriatic coastline, low cost of living, and growing remote work infrastructure, Montenegro is becoming a hotspot for digital nomads in 2025. Whether you're looking to rent short-term or invest in real estate, the Montenegrin digital nomad visa and property ownership pathways offer flexible solutions for long-term stays.
1. What Is the Digital Nomad Visa in Montenegro?
The digital nomad visa is a residency permit designed for remote workers who want to live in Montenegro while working for foreign companies or clients.
Key Features:
Valid for 12 months, renewable
No local tax on foreign-sourced income
Option to bring family members
2. Requirements for Digital Nomads in 2025
To apply, you’ll need:
Proof of remote income (contract or business registration)
Valid passport
Health insurance
Proof of accommodation (lease or property ownership)
Clean criminal background record
Tip: Owning real estate in Montenegro can support your visa application and long-term residency.
3. Why Digital Nomads Are Buying Property in Montenegro
Affordable Prices: Apartments start from €1,400/m² in towns like Ulcinj and Bar
Great Lifestyle: Scenic views, Mediterranean climate, and fast internet (100–200 Mbps)
Investment Opportunity: Property can generate passive rental income when you're away
4. Top Places to Live & Work Remotely
Bar – Low-cost coastal hub with good infrastructure
Tivat – Premium lifestyle near Porto Montenegro
Podgorica – Urban comfort with co-working options
Herceg Novi – Relaxed bay town with excellent value
5. How Property Ownership Supports Residency
Buying real estate can make your visa and residency process smoother. Foreigners can:
Buy under the same rules as locals
Use the property to apply for a Temporary Residence Permit
Documents Required:
Title deed or notary-verified purchase contract
Proof of funds and income
Health insurance
Background check
6. Taxes & Fees for Property Buyers
Property Transfer Tax (Resale): 3%
VAT (New Builds): 21%
Legal & Notary Fees: 1–2% of the property price
7. Why Work with Boka Real Estate
Boka Real Estate specializes in helping digital nomads:
Find affordable apartments or luxury homes
Navigate visa and residency permits
Handle legal paperwork and property taxes
Contact Boka Real Estate Today
Call +38266195383 or visit bokarealestate.me for tailored support in finding your remote work base in Montenegro.
Live, work, and invest smarter in Montenegro — with Boka Real Estate, your trusted property and relocation expert in 2025.