Montenegro 2025: Digital Nomad Visa & Property

With its beautiful Adriatic coastline, low cost of living, and growing remote work infrastructure, Montenegro is becoming a hotspot for digital nomads in 2025. Whether you're looking to rent short-term or invest in real estate, the Montenegrin digital nomad visa and property ownership pathways offer flexible solutions for long-term stays.

1. What Is the Digital Nomad Visa in Montenegro?

The digital nomad visa is a residency permit designed for remote workers who want to live in Montenegro while working for foreign companies or clients.

Key Features:

  • Valid for 12 months, renewable

  • No local tax on foreign-sourced income

  • Option to bring family members

2. Requirements for Digital Nomads in 2025

To apply, you’ll need:

  • Proof of remote income (contract or business registration)

  • Valid passport

  • Health insurance

  • Proof of accommodation (lease or property ownership)

  • Clean criminal background record

Tip: Owning real estate in Montenegro can support your visa application and long-term residency.

3. Why Digital Nomads Are Buying Property in Montenegro

  • Affordable Prices: Apartments start from €1,400/m² in towns like Ulcinj and Bar

  • Great Lifestyle: Scenic views, Mediterranean climate, and fast internet (100–200 Mbps)

  • Investment Opportunity: Property can generate passive rental income when you're away

4. Top Places to Live & Work Remotely

Bar – Low-cost coastal hub with good infrastructure

Tivat – Premium lifestyle near Porto Montenegro

Podgorica – Urban comfort with co-working options

Herceg Novi – Relaxed bay town with excellent value

5. How Property Ownership Supports Residency

Buying real estate can make your visa and residency process smoother. Foreigners can:

  • Buy under the same rules as locals

  • Use the property to apply for a Temporary Residence Permit

Documents Required:

  • Title deed or notary-verified purchase contract

  • Proof of funds and income

  • Health insurance

  • Background check

6. Taxes & Fees for Property Buyers

  • Property Transfer Tax (Resale): 3%

  • VAT (New Builds): 21%

  • Legal & Notary Fees: 1–2% of the property price

7. Why Work with Boka Real Estate

Boka Real Estate specializes in helping digital nomads:

  • Find affordable apartments or luxury homes

  • Navigate visa and residency permits

  • Handle legal paperwork and property taxes

Contact Boka Real Estate Today

Call +38266195383 or visit bokarealestate.me for tailored support in finding your remote work base in Montenegro.

Live, work, and invest smarter in Montenegro — with Boka Real Estate, your trusted property and relocation expert in 2025.

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Foreigners Buying Property in Montenegro 2025