Top Coastal Towns in Montenegro 2025: Buy or Rent

Montenegro's Adriatic coastline offers a rare combination of natural beauty, affordability, and modern convenience, making it a top destination for digital nomads and retirees alike. Whether you're seeking an investment property, long-term rental, or your dream coastal home, these towns provide some of the most promising real estate opportunities in 2025.

1. Bar – Affordable Coastal Living with Growth Potential

Bar is a rising star on Montenegro’s southern coast. It combines great infrastructure, peaceful beaches, and some of the country’s most attractive property prices.

  • Apartments: From €1,500/m²

  • Rentals: Studios from €300/month, 2-bedrooms from €500/month

  • Highlights: Ferry port, train station, low cost of living, excellent long-term investment value

2. Budva – The Entertainment & Rental Hub

Budva remains a favorite for those who enjoy a lively social scene and strong seasonal rental income. Its beaches and historic charm make it ideal for part-time living or investing.

  • Apartments: From €2,500/m²

  • Rentals: Studios from €500/month, 2-bedrooms from €800/month

  • Highlights: Nightlife, old town, short-term rental demand, tourist hotspot

3. Tivat – Upscale & Expat-Friendly

Tivat has transformed into a luxury hub thanks to the Porto Montenegro marina. It attracts expats, entrepreneurs, and yacht enthusiasts with its walkable city center and high-end amenities.

  • Apartments: From €3,500/m²

  • Rentals: Studios from €600/month, 2-bedrooms from €1,000/month

  • Highlights: Porto Montenegro, international community, Tivat Airport access, luxury living

4. Herceg Novi – Tranquil & Scenic Bay Life

Perfect for retirees, Herceg Novi offers a calm atmosphere, health-focused living, and access to the Bay of Kotor. Its affordable prices make it a great place for year-round comfort.

  • Apartments: From €1,800/m²

  • Rentals: Studios from €400/month, 2-bedrooms from €600/month

  • Highlights: Thermal spas, historic fortresses, bay views, walkable waterfront

5. Ulcinj – Low-Cost Living with Investment Upside

Ulcinj is Montenegro’s southernmost coastal town, offering sandy beaches and the lowest property prices on the coast. A growing hotspot for digital nomads and first-time investors.

  • Apartments: From €1,400/m²

  • Rentals: Studios from €300/month, 2-bedrooms from €500/month

  • Highlights: Velika Plaža (Long Beach), cultural diversity, affordability, future growth

Residency Options for Foreign Buyers & Renters

Foreign nationals can apply for a Temporary Residence Permit through:

  • Property ownership

  • Long-term rental contracts

  • Proof of income and valid health insurance

Need expert guidance? Contact Boka Real Estate at +38266195383 or visit bokarealestate.me for hands-on support with your property search and legal paperwork.

Why Choose Boka Real Estate

Boka Real Estate is Montenegro’s trusted agency for expats and retirees seeking:

  • Affordable homes and beachfront rentals

  • Legal assistance and residency support

  • Smart investment advice tailored to your needs

Contact Boka Real Estate Today

Call +38266195383 or visit bokarealestate.me for curated property listings and personalized guidance across Montenegro’s stunning coast.

Start your coastal life in Montenegro with Boka Real Estate — your expert local partner for 2025 and beyond.

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Montenegro 2025: Residency via Real Estate

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Bar, Montenegro 2025: Budget Investment Spot