Live in Montenegro on a Budget 2025

Montenegro continues to gain popularity among remote workers, digital nomads, and long-term travelers in 2025. With affordable housing, co-living communities, and strong digital infrastructure, the country offers an ideal environment for anyone seeking a quality lifestyle without breaking the bank. This guide explores the best places to live on a budget, housing options, and remote work tips for Montenegro.

1. Why Montenegro is Perfect for Budget-Friendly Remote Living

Low Housing Costs

  • Rental prices in Montenegro remain significantly lower than in other European countries, especially in seaside towns and mountain villages.

Co-Living & Community Support

  • Co-living spaces are growing in popularity, offering furnished accommodations with communal areas and flexible lease terms for digital nomads.

Strong Internet & Remote Work Conditions

  • High-speed fiber-optic internet (100–200 Mbps) is widely available in most urban and coastal regions.

Affordable Cost of Living

  • Groceries, public transport, restaurants, and basic services remain budget-friendly throughout the country.

2. Best Budget-Friendly Cities in Montenegro

1. Bar – Coastal Living for Less

  • Great for digital nomads who want sea views and peace at affordable prices.

Rental Prices:

  • Studio Apartment: €300 – €500/month

  • 2-Bedroom Apartment: €500 – €800/month

2. Ulcinj – Laid-Back Beach Town

  • Ideal for long stays thanks to its low costs and sunny weather.

Rental Prices:

  • Studio Apartment: €300 – €500/month

  • 2-Bedroom Apartment: €500 – €800/month

3. Podgorica – Affordable Urban Living

  • The capital offers a mix of coworking hubs, cafes, and budget apartments.

Rental Prices:

  • Studio Apartment: €400 – €600/month

  • 2-Bedroom Apartment: €600 – €900/month

4. Herceg Novi – Scenic, Peaceful & Affordable

  • A calm coastal town with charming promenades and lower rental rates than Budva or Kotor.

Rental Prices:

  • Studio Apartment: €400 – €600/month

  • 2-Bedroom Apartment: €600 – €900/month

5. Kolasin – Mountain Living for Less

  • Perfect for those wanting nature and tranquility while staying on budget.

Rental Prices:

  • 1- to 2-Bedroom Home: €300 – €600/month

3. Co-Living & Shared Spaces in Montenegro

Co-living spaces in Budva, Tivat, and Podgorica are increasingly popular among digital nomads. Benefits include:

  • Furnished private rooms or apartments

  • Shared kitchens and common areas

  • Utilities and internet included

  • Flexible monthly rates

These spaces foster a collaborative atmosphere and help reduce living expenses.

4. Legal & Residency Tips for Budget Travelers

Montenegro offers a Temporary Residence Permit for remote workers and long-term tenants.

Basic Requirements:

  • Proof of income (freelance, remote job, etc.)

  • Health insurance

  • Long-term lease or property ownership

Need guidance? Contact Boka Real Estate at +38266195383 or visit bokarealestate.me to find a rental and receive legal support.

5. Why Work with Boka Real Estate

Boka Real Estate offers digital nomads and expats:

  • Access to affordable apartments and co-living spaces

  • Legal residency assistance

  • Property investment advice for long-term stays

Contact Boka Real Estate Today

For expert support with rentals, co-living, or relocation to Montenegro, contact Boka Real Estate at +38266195383 or visit bokarealestate.me.

Live smart, save more, and thrive in Montenegro with Boka Real Estate — your trusted property guide for 2025.

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Montenegro Property 2025: Budget Picks for Digital Nomads

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Montenegro 2025: Budget Rentals for Digital Nomads