Herceg Novi 2025: Budget Living for Retirees4o

Located on Montenegro’s picturesque Bay of Kotor, Herceg Novi is an increasingly popular destination for retirees looking for beauty, tranquility, and affordability. With its charming seaside promenade, Mediterranean climate, and low cost of living, Herceg Novi offers everything retirees need to enjoy a relaxed and fulfilling lifestyle in 2025.

1. Why Retire in Herceg Novi?

Scenic Coastal Living

• Nestled between the Adriatic Sea and Mount Orjen, Herceg Novi offers breathtaking views and a healthy coastal lifestyle.

Laid-Back Mediterranean Atmosphere

• Enjoy long walks along the promenade, thermal springs, and charming cafés in the old town.

Mild Climate Year-Round

• Warm summers and mild winters make Herceg Novi an ideal retirement spot for year-round living.

2. Affordable Real Estate in Herceg Novi

Herceg Novi offers great value for retirees compared to other coastal hotspots like Budva or Tivat.

• Apartments: Starting from €1,800 – €2,500/m²

• Villas: €3,000 – €5,000/m²

• Rental Prices:

  • Studio Apartments: €400 – €600/month

  • 2-Bedroom Apartments: €600 – €900/month

Real estate options range from modern sea-view apartments to traditional stone houses in quiet neighborhoods.

3. Cost of Living for Retirees

Herceg Novi is one of the most budget-friendly coastal cities in Montenegro.

• Utilities (Electricity, Water, Internet): €100 – €150/month

• Groceries & Dining: €200 – €400/month

• Public Transport & Taxis: €30 – €50/month

Overall, retirees can enjoy a comfortable lifestyle on a modest monthly budget.

4. Healthcare & Services

• Herceg Novi is home to private clinics and pharmacies offering affordable healthcare.

• The town is within driving distance of larger hospitals in Kotor and Podgorica.

• Health insurance plans for expats and retirees are widely available and cost-effective.

5. Residency Options for Retirees

Montenegro offers a Temporary Residence Permit for property owners or long-term renters.

Basic Requirements Include:

• Proof of income or pension

• Valid health insurance

• Ownership or rental contract in Montenegro

Need help applying for residency? Contact Boka Real Estate at +38266195383 or visit bokarealestate.me for full support.

6. Why Choose Boka Real Estate

Boka Real Estate specializes in helping retirees:

• Find affordable and scenic properties in Herceg Novi

• Navigate property purchases and rental agreements

• Handle legal paperwork and residency applications

Contact Boka Real Estate Today

Call +38266195383 or visit bokarealestate.me for personalized retirement property recommendations in Herceg Novi and throughout Montenegro.

Retire comfortably in 2025 with Boka Real Estate — your trusted guide to affordable living in Herceg Novi.