Best Visas for Expats & Nomads in Montenegro 2025
Montenegro has become one of the most attractive destinations in Europe for expats and digital nomads in 2025. With a variety of visa options and a welcoming real estate market, the country offers the perfect environment for those looking to live, work, or retire abroad. This guide covers the top visa pathways and how real estate investment can support long-term residency.
1. Top Visa Options for Expats & Digital Nomads in 2025
Digital Nomad Visa
Ideal for remote workers employed by foreign companies or running online businesses.
Requirements:
Proof of income or remote employment
Valid passport and background check
Health insurance
Lease agreement or property ownership
Temporary Residence by Property Ownership
Allows individuals who own residential property in Montenegro to apply for a renewable 12-month residence permit.
Requirements:
Title deed to a property
Proof of income or savings
Health insurance
Clean criminal record
Retirement Visa (Temporary Residence)
For retirees with stable pension or income who wish to settle in Montenegro.
Requirements:
Proof of pension/income
Health insurance
Rental or ownership documentation
2. Real Estate Investment Benefits for Visa Applicants
Owning real estate in Montenegro can support your application for any long-term residence permit. Benefits include:
Faster residency approval
No need to form a company or register a local business
Option to renew annually
Access to the healthcare system and banking services
3. Best Places to Buy or Rent in Montenegro
Bar – Budget-friendly coastal town with properties from €1,500/m²
Tivat – Upscale living near Porto Montenegro, starting at €3,500/m²
Herceg Novi – Affordable bay town, great for expats and retirees
Ulcinj – Southernmost option with the best entry prices from €1,400/m²
Podgorica – Capital city with year-round rental demand
4. Taxes & Fees for Foreign Buyers
Property Transfer Tax (Resale): 3%
VAT on New Properties: 21% (if bought directly from a developer)
Legal & Notary Fees: 1–2% of property value
5. Why Work with Boka Real Estate
Boka Real Estate offers full-service relocation and investment assistance:
Find property that qualifies for residency
Connect with legal and visa experts
Ensure smooth document processing and compliance
Contact Boka Real Estate Today
Call +38266195383 or visit bokarealestate.me to speak with a local expert about your move to Montenegro.
Whether you're a digital nomad, expat, or retiree, Boka Real Estate is your trusted guide to secure property and long-term residency in 2025.
