Best Cities to Retire in Montenegro 20254o
Montenegro continues to be one of Europe’s top retirement destinations in 2025 — offering retirees a unique mix of affordability, natural beauty, and modern amenities. Whether you're looking for a peaceful beachside escape or a luxurious waterfront villa, Montenegro has the perfect place to match your retirement lifestyle.
1. Why Retire in Montenegro?
Affordable Cost of Living
Everyday expenses such as groceries, healthcare, and utilities are significantly lower than in most of Western Europe.
Stunning Natural Landscapes
From Adriatic beaches to mountain valleys, Montenegro offers a healthy and scenic lifestyle year-round.
Tax Advantages & Residency Options
Retirees benefit from low property taxes, no inheritance tax, and access to a Temporary Residence Permit through property purchase or long-term rental.
2. Best Budget-Friendly Retirement Cities in Montenegro
Bar – Affordable Coastal Living
A laid-back town offering seaside apartments from €1,500/m² and low monthly rent from €300/month.
Ulcinj – Tranquil Beachside Charm
Ideal for retirees seeking peace, sun, and value — apartments start from €1,400/m².
Podgorica – Budget City Life
Montenegro’s capital offers convenience and access to healthcare with property prices from €1,200/m².
Kolasin – Affordable Mountain Retreat
For those who love crisp air and quiet living, Kolasin offers homes from €1,000/m².
3. Best Luxury Retirement Destinations in Montenegro
Tivat – High-End Coastal Lifestyle
Home to Porto Montenegro and luxury marinas, with seafront villas starting at €6,000/m².
Kotor – Historic Elegance by the Sea
A UNESCO World Heritage Site known for its old-town charm and waterfront properties starting from €3,000/m².
Herceg Novi – Seaside Sophistication
Offers panoramic views and spa-town vibes with luxury homes from €3,500/m².
4. Legal & Residency Tips for Retirees
To Qualify for a Temporary Residence Permit:
Proof of property ownership or long-term rental
Sufficient retirement income or savings
Valid health insurance coverage
Need expert help choosing the right city and applying for residency? Contact Boka Real Estate at +38266195383 or visit bokarealestate.me.
5. Why Retire with Boka Real Estate
Boka Real Estate helps retirees:
Discover the best cities and regions based on budget and lifestyle
Secure affordable or luxury properties
Navigate legal and residency processes with ease
Contact Boka Real Estate Today
For trusted advice and exclusive listings in Montenegro, contact Boka Real Estate at +38266195383 or visit bokarealestate.me.
Retire your way — with confidence, comfort, and expert guidance from Boka Real Estate in 2025.
